(1) IntroductionThis disclaimer governs your use of our website

     by using our website, you accept this disclaimer in full.


     If you disagree with any part of this disclaimer, you must not

     use our website. 


(2) This disclaimerThis disclaimer is based on a precedent created

     by SEQ Legal for Website Contracts. 


(3) Intellectual property rightsUnless otherwise stated, we or our

     licensors own the intellectual property rights in the website

     and material on the website.  Subject to the licence below, all

     these intellectual property rights are reserved.


(4) Licence to use website You may view, download for caching

     purposes only, and print pages from the website for your own

     personal use, subject to the restrictions below.


     You must not:

     (a) republish material from this website

          (including republication on another website);

     (b) sell, rent or otherwise sub-license material from the


     (c) show any material from the website in public;

     (d) reproduce, duplicate, copy or otherwise exploit material

          on our website for a commercial purpose

     (e) edit or otherwise modify any material on the website;

     (f) redistribute material from this website [except for content

         specifically and expressly made available for redistribution.


(5)  Limitation and exclusion of warranties and liability Whilst we

      endeavour to ensure that the information on this website is

      correct, we do not warrant its completeness or accuracy; nor

      do we commit to ensuring that the website remains available

      or that the material on the website is kept up-to-date.



      To the maximum extent permitted by applicable law we

      exclude all representations, warranties and conditions relating

      to this website and the use of this website (including, without

      limitation, any warranties implied by law of satisfactory

      quality, fitness for purpose and/or the use of reasonable care

      and skill).



      Nothing in this disclaimer will: 

      (a) limit or exclude our or your liability for death or personal

           injury resulting from negligence; 

      (b) limit or exclude our or your liability for fraud or fraudulent


      (c) limit any of our or your liabilities in any way

                that is not permitted under applicable law; or 

      (d) exclude any of our or your liabilities that may not be

           excluded under applicabllaw. 


      The limitations and exclusions of liability set out in this

      Section and elsewhere in this disclaimer: 

      (a) are subject to the preceding paragraph; and 

      (b) govern all liabilities arising under the disclaimer or in

           relation to the subject matter of this disclaimer, including

           liabilities arising in contract, in tort (including negligence)

           and for breach of statutory duty.



(6) Variation We may revise this disclaimer from time-to-time.

     The revised disclaimer will apply to the use of our website

     from the date of the publication of the revised disclaimer on

     our website.  Please check this page regularly to ensure you

     are familiar with the current version.


(7) Entire agreementThis disclaimer constitutes the entire

     agreement between you and us in relation to your use of our


     website, and supersedes all previous agreements in respect of

       your use of this website.



(8) Law and jurisdiction This disclaimer will be governed by

     and construed in accordance with English  law, and any

     disputes relating to this disclaimer will be subject to the    

     exclusive jurisdiction of the courts of England and Wales.